Originally Posted by Captain_Photon
![]() More to the point, it's an individual store's individual insurance company's policy. A lot of outfits that insure retail establishments don't want to spend time talking to your lawyers because you rocked up to the drive-thru on foot and some coked-out d-bag in a Hummer ran you over, so they tell their policyholders, "Don't let people do that."
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