An open complaint letter to NCSoft Billing and Marketing


3dent

 

Posted

Hello. I've been a City of Heroes subscriber for a long time now, and I've been constantly bugging a friend of mine in Germany to get an account for most of that time. He got one as soon as it became free-to-play, and he quickly found he liked the game and sought to purchase some paragon points.

However, that's when things went wrong, it would not accept his paypal, which is currently his only means of payment. So from my location he gave me his username (***********) and password (not repeating it) so I could use my own personal credit card to buy him paragon points. It turned up a "Suspected Fraud" alert.

This is a problem, it's not letting you take either my money or his money in order to gain him paragon points. If you'd like to continue to recieve my money, I suggest you rectify this somehow. I'm willing to pay $15 american or the 14.40 euros to get him the points legally.

Companies that make it difficult to give them money don't tend to be very successful companies I find. I eagerly await a response either here or by email.


 

Posted

You do realize that NC Soft does not read these forums? Especially on weekends.

You'd be much better off submitting a trouble-ticket from the Master Account screen.

Be Well!
Fireheart


 

Posted

You should file a ticket with billing support rather than posting to the forums. You should also edit out your friend's account name as there's no good reason to post that.

Finally, the reason for NCSoft's rather draconian policies is because they're a major target for credit card fraud, which costs them significant amounts of money. Considering their track record of success in online gaming, they probably have a better idea of how to succeed in this space than you do.


 

Posted

You should contact NCSoft's support (not ask other players for help, which is what this forum is for), on the NCSoft website. It turned up as "Suspected Fraud" because, likely, the account was suddenly accessed from the other side of the world and had a credit card (that was likely already on file on your account?) attempt to be used on it.

If you (well, him, not you, since it's his account) give them all the information and explain the whole situation, they'll more than likely help you resolve it.


Quote:
You do realize that NC Soft does not read these forums? Especially on weekends.
NCSoft does read these forums (the community reps), but, their job has nothing to do with solving billing issues, and this sub-forum isn't intended for asking them questions. The best they could do is tell you to contact NCSoft's support.

Also, definitely remove the account name! You definitely shouldn't post that to these public boards as it only puts the account at risk of being hacked.


Quote:
Originally Posted by ShadowNate
;_; ?!?! What the heck is wrong with you, my god, I have never been so confused in my life!

 

Posted

Account, Billing, Technical and Warranty Support

In addition to the contact options listed under the General Support heading, you can get account, billing, technical, or warranty help by phone.




Call by Phone: Phone customer service for billing and technical issues from Monday through Friday, 12 noon to 5 p.m. CT, by calling (512) 225-6359. Phone support for in-game issues is not available.



CT stands for Central Time Zone in the US.


 

Posted

does you friend sprechen the german? I realize the german forums aren't very busy but you could post a message in the german forums for him asking how they manage dealing with NCsoft billing. Good luck with this I admire how far you're going to help out a friend.

This would make a wonderful Ustream subject, too bad it's more likely we'll get a rant about Mario Lopez instead.


 

Posted

NCsoft is known for having draconian security measures for their store which prevent many legitimate attempts to buy. NCsoft support may not be able to fix the problem but can remove the measures temporarily for a specific account the account (in my experience they gave it for 24 hours), and so allow him to buy the points.


 

Posted

You should definitely edit your post to remove your friend's user name. And, as others have said, a response in this thread from the company is very unlikely.


_________
@Inquisitor

 

Posted

Worse, it's actually a violation of the new forum rules to post other people's globals. I realize it's not likely being done in a malicious way, but as others have said, it's not a good idea anyway, so risking running afoul of the forum rules just makes an already ... suboptimal thing worse.

It seems odd to me that they would reject someone's PayPal payment. But I don't use PP for much of anything, so I have little experience with it.


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Posted

Actually, posting account names of other people is against forum rules. So, congrats, instead of receiving help from the official support you put your own account at risk.
(and they do take billing issues seriously, and they did eventually fixed even such major messes as epidemic of double-charges affter the release of superbooster #2.)


Grandstanding and writing open letters should be the last resort, not the first. And putting private item in open letters is stupid, even is it wasn't against the rules.


 

Posted

Quote:
Originally Posted by UberGuy View Post
Worse, it's actually a violation of the new forum rules to post other people's globals. I realize it's not likely being done in a malicious way, but as others have said, it's not a good idea anyway, so risking running afoul of the forum rules just makes an already ... suboptimal thing worse.

It seems odd to me that they would reject someone's PayPal payment. But I don't use PP for much of anything, so I have little experience with it.
It was a violation of the old rules as well. Posting anyones personal info has always been forbidden.


 

Posted

Quote:
Originally Posted by Grue View Post
This is a problem, it's not letting you take either my money or his money in order to gain him paragon points. If you'd like to continue to recieve my money, I suggest you rectify this somehow. I'm willing to pay $15 american or the 14.40 euros to get him the points legally.

Actually the biggest problem is that your friend doesnt' have a credit or debit card. That's almost unheard of in this day and age.

Second, don't game cards work? I thought they did. Find out first, of course, but you could just send your friend a game card or the numbers from a game card.

Lastly, because of the two points above, it is not nearly as urgent as you suggest, but yes it would be nice to have some way to gift folks with either points, or items. Or a subscription, as in your case. I hope Paragon studios is giving all the feedback required for NC Soft to implement this.


 

Posted

Quote:
Originally Posted by gameboy1234 View Post
Second, don't game cards work? I thought they did. Find out first, of course, but you could just send your friend a game card or the numbers from a game card.
AFAIK, you can't purchase points from the Market with a game card. It's only usable for subscriptions.


 

Posted

Ah, good point.

Well, the OP could buy his friend a subscription with a game card. That would get the friend one reward token, 400 points, one character transfer, and VIP access for one month.

Might not want to do that indefinitely, but it's one way to kick-start an account so it has a bit more.


 

Posted

Addendum: I just went to my NC Soft account page. There's a link there to buy points now. It also has a link for PayPal, right on the buy points page.

I'm not sure why this wouldn't work. Too many "my friend can't use any of the several methods already provided" here for me to guess what's really going on. I've sent money to folks with just an email address using paypal. They'll send money to anyone.

So I dunno why it won't work, but yeah, I don't think this is a huge problem. NC Soft and Paragon Studios seem to have done a pretty decent job of offering multiple ways to pay. Tell your friend to try harder to get the internet to believe he isn't some sort of massive credit risk.


 

Posted

Quote:
Originally Posted by gameboy1234 View Post
Actually the biggest problem is that your friend doesnt' have a credit or debit card. That's almost unheard of in this day and age.
Actually, you'd be surprised. Something like a quarter of US households don't have a credit or debit card, and that number is even higher overseas.


 

Posted

I could see not having a credit card, but debit cards are a fantastic convenience. I can withdraw money any time and I don't have to wait for a teller, plus there's far more ATMs than bank locations. Not to mention cash back, which turns almost any store into a bank.

"A quarter" sounds high but perhaps you are right.


 

Posted

Quote:
Originally Posted by gameboy1234 View Post
I could see not having a credit card, but debit cards are a fantastic convenience. I can withdraw money any time and I don't have to wait for a teller, plus there's far more ATMs than bank locations. Not to mention cash back, which turns almost any store into a bank.

"A quarter" sounds high but perhaps you are right.
I rarely have more than 20$ on me - if I need to buy something big, I use my debit card and pull it out. I can't cancel cash, but if something happens I can cancel my card. And in the US most also work as either a Visa or MC as well (for when a place only accepts CC type transactions).


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Posted

Quote:
Originally Posted by Brillig View Post
Actually, you'd be surprised. Something like a quarter of US households don't have a credit or debit card, and that number is even higher overseas.
Which is why prepaid credit cards are popular.


 

Posted

Quote:
Originally Posted by Grue View Post
"Suspected Fraud" alert.

This is a problem, it's not letting you take either my money or his money in order to gain him paragon points.
2 things;

1. I understand why this frustrates you. Spent the last few days trying to get my friend some points, before giving up and just going to his house and using my own card on his account. It worked, but we live close to each other.

2. Even though it upsets you, this is actually NCSoft protecting you.
The security system they have in place, noticed that the card trying to be used across continents, was already 'in play' on your account.
This sends up red flags that someone may have stolen your card, account info, identity etc. Since they have no way to verify that you are you, on his account. It's flagged as possible fraud.

It may seem draconian, but how would you feel if your friend had stolen your card and tried to use it? Them preventing the transaction would have pleased you then.


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Posted

Quote:
Originally Posted by gameboy1234 View Post
I'm not sure why this wouldn't work. Too many "my friend can't use any of the several methods already provided" here for me to guess what's really going on. I've sent money to folks with just an email address using paypal. They'll send money to anyone.
The problem isn't PayPal, it's the security measures at the NCsoft store. If it suspects you for any reason it shows an error that doesn't tell you why, and you're stuck. I had a problem buying with PayPal too, and managed to buy once with a credit card but not more without support intervention.

If you look at the thread where people tried to buy the packs before they stopped being sold, quite a few people there ran against security measures. Things like buying more than twice a day, using the credit card on more than two accounts (which can happen for family accounts), having an old address on the account that doesn't match the billing address, geographic location (for some reason South Americans can't buy). Lots of stuff can trigger it. Problem is you never know what the problem is, and they won't tell you.


 

Posted

Quote:
Originally Posted by General_CoH View Post
geographic location (for some reason South Americans can't buy).
Because of the astronomical amount of credit card fraud that goes on in South America.


 

Posted

Quote:
Originally Posted by General_CoH View Post
Lots of stuff can trigger it. Problem is you never know what the problem is, and they won't tell you.
That's just the way it is. This industry suffers from rampant credit card fraud. Supposedly, a big factor is RMT companies illegally using credit card info that people give them to buy game currency. I have no idea if that's true.

Same thing with computer parts. The first major purchase I made from NewEgg, I had to jump through lots of hoops. Once everything was verified (they actually called the credit card issuer to confirm the phone number where they reached me appears on file), it has been smooth sailing ever since.


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Posted

As mentioned, they can see if some form of pre-loaded "Gift card" style credit card is available.

Quote:
Originally Posted by Forbin_Project View Post
Because of the astronomical amount of credit card fraud that goes on in South America.
And to combat that, they go through an intermediary (Brazil uses Level-up games, IIRC, and not sure what others have to use) to help combat that. But Level-Up was big on not supporting boosters and such.


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Posted

Quote:
Originally Posted by Ironblade View Post
Same thing with computer parts. The first major purchase I made from NewEgg, I had to jump through lots of hoops. Once everything was verified (they actually called the credit card issuer to confirm the phone number where they reached me appears on file), it has been smooth sailing ever since.
That's the difference. When I buy things occasionally I'd have to call a store, send proof of ownership of the credit card, whatever. It would either work, or I'll get a reason it doesn't ("we only accept credit cards issued in Canada"). Buying from the NCsoft store I have no way to know why my credit card or PayPal is declined, nor am I invited to do anything to verify I'm buying legitimately.