What to do with all the cash?

Between 2X weekend and the new release I'm swimming in cash. Maybe 10 or 15 billion without really trying to save it. My problem is with the 2 Bil limit where is the best place to keep it all until I decide to outfit a new toon?

Currently I'm keeping the vast bulk of it in email I've sent to myself. Is there a better place?

Store it in mail. Address to @Bosstone.

No need to thank me.

Lord it over the poorer folk.

On a serious note, do NOT EVER store anything valuable in email for any extended period of time. The global mail system has been known in the past to go down and lose existing emails in the process - email is not a safe place to store things.

I personally store excess inf by placing bids on items that don't exist - level 53 IOs, for example. It ties up bid slots, but you can always offload some of it to alts. Some people store inf in lowball bids on valuable items under the theory that if you happen to buy one, you can probably sell it for more than you bought it for. That can be risky, though, as some people with "lowball" bids of a billion or so on PvP procs learned recently. Personally I'd just stick with the level 53 IOs to be safe.

Bidding on items that don't exist is a great idea. Thanks!

In this past, almost 2 years, I have never lost anything in in-game email. Not saying it doesn't happen, but I find that the odds are very unlikely.

And, because I could miss something in Beta, where they may introduce level 53 IOs at some future point, I wouldn't want to take that risk, either.

I think the safest bet is to have all the alts that are level 10 or higher to walk around with 1 billion or so.

As for folks that have in excess of 36 to 72 billion, then perhaps it's time to burn some. Have a costume contest, or a stone tank in granite foot race.

A little bit of RL financial advice may be helpful here -- diversify

First and foremost, understand that there is *some* risk in any method of trying
to store inf > 2B on a single character - period.

Both Gleemail and the Market *have* lost items in the past, although in fairness,
I too have not had it happen in recent memory (but I have had to petition in the past).

Currently, I use 4 primary methods for storing inf:

1> Most of my L50 characters (about a dozen) have 1B-2B in liquid inf on them.
I regard this as the "safest" as they're all under the cap and toons never get
deleted. One caveat here - make sure any inf you store on alts are on toons
L10 or higher (< L10 cannot use gleemail). I use L50's myself.

2> I have a few marketeers that store excess bids in L51-L53 (non-existing) recipes.
They'll typically store up to ~10B this way using 5 Market Slots (10 stacks of 200M each).
That's as many slots as I care to "lock up" on a marketeer toon (20-25% of their slots).
The risk here, is that the devs *could* at some point clean up their databases
and remove items that don't actually exist (one hopes they'd warn us first, but who
knows?). Of course, that could wipe those bids out during any given patch if they
don't see fit to give us a Head's Up.

3> I have a couple other toons that will store a few billion on lowball recipe
bids (a 10-stack of 200M bids for Glad Armor Procs, for instance). The risk here,
of course, is if the price actually drops that low, you just bought a bunch of
recipes... That may or may not actually be a Bad Thing depending on your
perspective, although with converters, this *has* happened to some folks recently.

4> Convert inf to goods by purchasing IO's (or recipes that you craft), and store
them in your base - either for use,or future resale. I have one base that I use
for that purpose -- Generally, I expect to actually slot those IO's on toons, but it's
also another inf reserve if I choose to sell them.

Last, Gleemail, a method I don't use to store inf (other than a token 25M "starter
fund" for the next lowbie toon I make).

My issue with Gleemail is I'm still am skeptical about it's reliability, and also, with a
20 mail limit, I tend to need/use those spots for shuffling items between characters/servers
and or holding "emergency" supplies (like inspies when an ITF or iTrial goes south on you).

For me, Gleemail is temporary storage almost exclusively.


So, there are lots of ways to store inf as long as you're aware of the risks and
benefits of any particular method. For me, diversifying ensures I'll always have
some billions accessible when I need it.


Regards,
4

Reinvest.

I have less than 15 billion on all of my characters. But I have more than 400 ATOs and more than 100 purple/pvp IOs stored in my base (and hundreds of other IOs) to help outfit future characters, and/or make more money if I want to or need to. Plus most of my characters have hundreds of millions in stuff for sale that I am almost certain will sell at some point. ^_^ When I get to 700-800 million on a given character I buy new stuff to use or resell.

Also: altitis.

Alts either store it or spend it on builds. My main marketeer simply sends the extra cash through email to go into another toons coffers. Currently post 2xp and converters I have about 13 billion spread out over about 8 characters. Meanwhile I've almost fully IO'd my Titan/Regen brute at lvl 43 and almost have her back to the cap and my 37ish dark/dark troller is inf capped waiting to complete their build at 50.

Note on using alts as moneybags:

They have to be L10 to mail the inf back to you.

Otherwise you'd have to either level them to 10, or buy something obscure from yourself, old-school style, and give up a 10% handling fee to Mr. Wentworth.

As a "Burn the inf!" guy, you know which side I stand on.