Limit on # of Credit Card transactions?


graystar_blaster

 

Posted

All,

I wanted to purchase 100 bucks of the new paragon points each on my 3 accounts, you know, just to do it up proper and give the system a go. Well, I used my credit card on 2 of the accounts but on the 3rd I keep getting a message about a limit for online purchases.

Now, I know COH has a limit of $400 for the month (because I set it up that way) but I've only hit $200. However, last night I could only make 2 purchases (as I mention above) but the third I was told I'd hit a limit. So I figured that since today was the next calendar day, I could make another purchase today. Or is there an actual 24 hour limit? Or is there some other snag. I also tried using a different card, but they still seemed to be limiting me in the same way, so its not locked down to just any one credit card, whatever the limit is.

This really is irritating. You'd think NCSoft would *want* my money. Oh well.

Can anyone confirm or deny how the limits work on credit cards? In terms of number of transactions per day, etc?

Also, if I make $300 in purchases on my card and then one of my accounts has its yearly billing renew this month (and it does) and I buy the full year, that'd make me go over the $400. Will that prevent my billing from happening? Or are these independent? Or can I switch to another credit card? Or does that $400/month limit apply to all transactions, and not simply on a per-card bases?

Lewis


Random AT Generation!
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"Oh don't worry. I always leave things to the last moment." -- The Doctor
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Posted

Some credit card companies limit the amount you can purchase in a month from online gaming companies. You may have run into one of those limits.


But it's MY sadistic mechanical monster and I'm here to make sure it knows it. - Girl Genius

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Posted

I am certain I didn't hit that limit. I've hit it before. When you get that error, instead of the Account Management telling me that NCSoft limits the number of transactions, you get an error with no details telling you they couldn't proceed. This wasn't one of those.

Oh well. I will just try again tomorrow and if that doesn't work, go from there.

Thanks,

Lewis


Random AT Generation!
"I remember... the Alamo." -- Pee-wee Herman
"Oh don't worry. I always leave things to the last moment." -- The Doctor
"Telescopes are time machines." -- Carl Sagan

 

Posted

Same thing im at the limit. Not sure why there would be a limit im the card holder, im an adult, and i would like to give them my money. I find it insane and poor business to have a limit. I for one would never buy stock in a company that limits the sale of virtual items. IT makes no sense whatsoever


Funny thing the things i wanted were impulse buys and now i wont do it. So in a way they saved me money but they lost a 100


 

Posted

It's most likely a combination of how many purchases you're trying to do in one day, and the fact that you're doing it on multiple accounts from the same IP.

If you try again in a couple days, it'll probably go through.


 

Posted

Wait I think NCSoft has a limit of only 2 credit card charges per day. It is a customer protection thingy but I forget the details. My mind is fuzzy and full of mice.


But it's MY sadistic mechanical monster and I'm here to make sure it knows it. - Girl Genius

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Posted

Quote:
Originally Posted by TerraDraconis View Post
Wait I think NCSoft has a limit of only 2 credit card charges per day. It is a customer protection thingy but I forget the details. My mind is fuzzy and full of mice.
It's something like this, yes. I ran into the same problem on Thursday when I tried to purchase $100 each for my two accounts, and then $50 again for my primary account. I tried again last night and the $50 purchase went through.


(Sometimes, I wish there could be a Dev thumbs up button for quality posts, because you pretty much nailed it.) -- Ghost Falcon

 

Posted

From what I recall, when you get those errors it also means you need to wait 24 hours after that failed transaction or it may fail again and restart the 24 hour timer.


If the game spit out 20 dollar bills people would complain that they weren't sequentially numbered. If they were sequentially numbered people would complain that they weren't random enough.

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Posted

Quote:
Originally Posted by graystar_blaster View Post
Same thing im at the limit. Not sure why there would be a limit im the card holder, im an adult, and i would like to give them my money. I find it insane and poor business to have a limit. I for one would never buy stock in a company that limits the sale of virtual items. IT makes no sense whatsoever
It makes perfect sense and it's a widespread practice. It's not poor business and it's certainly not insane. Of course, there are all just hyperbolic ways of saying that you don't care for it.