Thank you Plaync for ignoring me!
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If I pay cash into my account, when can I access it?
If you pay cash into any NatWest branch in the UK before 3.30pm on a working weekday, you'll normally be able to access it the same day.
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From the NatWest web site.
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If I pay cash in before, after or exactly on 3.30 then it's likely that I'll get it to my own account there and then, or anyone else who is domiciled at that branch too
Outside of that sort code and the number of delays multiplies depending on whether it's a business account, whether it's a savings/mortgage/credit card account, even depending if it's going to another bank or even a branch just down the road. (assuming we've got any left like that!)
There's cross checking of Bank Giro Credits which is still done manually. There's processing time to punch through a batch system (not real time, not yet anyway).
There's posting time of files to central processing areas, which have to be meticulously checked, lest we end up getting sued for a mistake.
There are a hell of a lot of other nuances, many of which I don't find out about until I'm nearly done with my process/system re-engineering and then someone throws it into the mix at the last second, changing everything.
I hated that guy so much. Sadly, he's no longer with us (he went to work for RBS)
And every single bank has far too much politics and power struggles going on in house for people to want to "simplify" things too much - which makes my job really hard to do.
Trust me folks, a shoebox under the bed is my sound investment tip and I don't even deal with investments (at least until that sort of project rolls up to my door).
"Idealism is such a wonderful thing. All you really need is someone rational to put it to proper use." - Kerr Avon
Myopic Aardvark on Twitter
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Bahh i dont even know why im arguing about this, i hope the fella gets his account back quick. Apologies all.
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Because no internet forum would be even remotely interesting without a clash of opinion/fact etc.
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Well, you can still have an interesting talk without arguing
@Golden Girl
City of Heroes comics and artwork
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Bahh i dont even know why im arguing about this, i hope the fella gets his account back quick. Apologies all.
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Because no internet forum would be even remotely interesting without a clash of opinion/fact etc.
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Well, you can still have an interesting talk without arguing
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No you can't!
"Idealism is such a wonderful thing. All you really need is someone rational to put it to proper use." - Kerr Avon
Myopic Aardvark on Twitter
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Bahh i dont even know why im arguing about this, i hope the fella gets his account back quick. Apologies all.
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Because no internet forum would be even remotely interesting without a clash of opinion/fact etc.
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Well, you can still have an interesting talk without arguing
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No you can't!
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I won't fall for that one
@Golden Girl
City of Heroes comics and artwork
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Bahh i dont even know why im arguing about this, i hope the fella gets his account back quick. Apologies all.
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Because no internet forum would be even remotely interesting without a clash of opinion/fact etc.
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Well, you can still have an interesting talk without arguing
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No you can't!
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Thats not arguing, thats disagreeing.
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Bahh i dont even know why im arguing about this, i hope the fella gets his account back quick. Apologies all.
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Because no internet forum would be even remotely interesting without a clash of opinion/fact etc.
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Well, you can still have an interesting talk without arguing
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No you can't!
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Thats not arguing, thats disagreeing.
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Well, the first one often starts out as the second one
@Golden Girl
City of Heroes comics and artwork
Anyone noticed a little thing called;
'World wide Economic ***** up'? Y'know? Personally, I really wouldnt be that shocked if things go a teensy tiny bit slower than normal. I also wouldnt be too shocked it took bloomin ages.
Still, thats just speculation. Hope its sorted soon.
GG, I would tell you that "I am killing you with my mind", but I couldn't find an emoticon to properly express my sentiment.
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Even details like IBAN check digits and those routing codes are fascinating... Ok, they aren't unless you're affected by them 
Bahh i dont even know why im arguing about this, i hope the fella gets his account back quick. Apologies all.
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Everybody loves talking about money, and banks are places where most of the money are.
P.S I too hope the OP gets his problem with the account sorted out ASAP.