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But the thing is, it's not. I know that on paper exemplaring looks rather useless since you're not earning xp, but *in practice* I have found over and over again that in a given period of time - say, four hours - I can clear my debt and then un-exemplar and start earning real XP and end the four hours with MORE TOTAL XP than if I'd stayed at my level and ground out the 50/50 split.
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Clearly you havn't actually tried the system. The darkened "debt" portion of the experience bar goes backwards, not forward like it would normally. You get NO experience while exemplared. Furthermore, despite that you work of debt at 100%, you still only work off about as much as you would fighting stuff at your level. I've done it several times. Just an example, I fight a white con mob unexemplared and I rake in 100 exp, work off 100 debt and gain 3000 influence and a single origin enh that I can sell for even more influence. Then I exemplar, fight a white con mob I work off 100 debt. That's it, no exp, no influence, no enh's. Um, excuse me, shouldn't I be working off 200 debt? What's wrong here? Hell, not sure, but I dont think you even get inspirations for kills while exemplar'd, as a result making the risk even higher.
Speaking of risk, the chances of you dying vs a white con mob while exemplared is the same, maybe even more since you're stripped of your powers, yet you get MORE debt at your unexemplar'd level. You get no reward. So why does Statesman keep saying "Risk = Reward" when this system obviously goes against what he says. I really dont understand the reason behind it. And then you're going to say "well you get to play with your friends lower than you, that's the reward!' Guess what? That's not enough. I dont think your progression should ever completely STOP as long as you're fighting stuff that challenges you. With this system, it does. It comes to a screeching halt.
IMHO, this should be reconsidered in someway. Either much greater reduced exp gain. At least so you're still progressing while doing it, instead of coming to a complete halt. Or much greater improved debt removal and/or influence gain. Or keeping your power (at a scaled power of course), so you're not so much at risk.
It was a good idea on paper, but it doesn't quite work as well.