Welcome back! If you are looking to avoid debt in all it glorious forms then I'm afraid the Plastic Army/Empire will not be for you. However I can recommend you take a look at this thread which will guide you on your way!
@Byrne
Debtmeister General of The Plastic Army & Empire
try the storm warriors
ive recently joined them..25 or so in the rankings..got a good base
and more importantly a really chatty, friendly bunch of people who also arrange in game events.e.g. hide and seek or a quiz
o yes, we have a thread, although im not a good salesman, im sure you can find it if you'd like to have a read... and now i must sleep 
welcome to deviant squire
Plight
Greetings !!
Just returned to CoH/CoV after a long break, looking for a nice friendly bunch of heroes to deal out random acts of justice with... Doesn't have to be a big supergroup, just as long as it's not full of suicidal maniacs
Current Heroes in my stables include a 25 Blaster & a 23 Ice/Storm Controller..
Contact @knockback1 ingame, or post a lil' reply on here.