http://paragonwiki.com/wiki/Soft_Cap
http://paragonwiki.com/wiki/Attack_Mechanics
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Originally Posted by Dispari
I don't know why Dink thinks she's not as sexy as Jay was. In 5 posts she's already upstaged his entire career.
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The term "soft cap" applies anywhere in game where you can go over that value, but that it stops offering meaningful advancement in that stat in most cases.
For Defense, the soft cap is indeed 45%. You can have over 45% Defense. However, the way the ToHit Formula works:
Final ToHit = {{Base ToHit + ToHit buffs - Defense - ToHit Debuffs} * (Accuracy + Accuracy Buffs - Accuracy Debuffs)}
where the {} mean places where the formula caps it at 95%, and floors it at 5%, means that anything above 45% Defense only really comes into use when the enemy has a ToHit Buff, or you have a Defense debuff on you, lowering your value.
Thus, against an even level minion, having 45% Defense will mean that he has a 5% chance to hit you, the lowest it can go. Having 50% Defense will STILL mean that he has a 5% chance to hit you.
Let me never fall into the vulgar mistake of dreaming that I am persecuted whenever I am contradicted.
~Ralph Waldo Emerson
"I was just the one with the most unsolicited sombrero." - Traegus
Ok, thanks! Both the article and Aett's explanation helped a lot.
I always wondered why my defense values seemed relatively "low" when I wasn't getting hit very often.
This is a little off topic, but since all these inventions have been added, has it really gimped SR in comparison to the other defense sets? It looks like you'll be able to cap defense with sets and still have resistance from powers as an invulnerability scrapper as opposed to just capped defense as a SR scrapper.
Where to now?
Check out all my guides and fiction pieces on my blog.
The MFing Warshade | The Last Rule of Tanking | The Got Dam Mastermind
Everything Dark Armor | The Softcap
don'T attempt to read tHis mEssaGe, And believe Me, it is not a codE.
It's a lot easier to soft-cap if you're starting from 30% (SR powers, slotted), though 
And that means you can either get there a lot more cheaply, or then focus on something else.
http://www.fimfiction.net/story/36641/My-Little-Exalt
The extra % defense from SR really makes a big difference in being able to softcap, monetarily speaking. Somewhere in the magnitude of hundreds of millions to even a billion influence of a difference.
@Mojo-
Proud Member of Fusion Force.
I see the term being thrown around, particularly in regards to defense. What is a soft cap and where did it come from? I gather that the defense cap is 45%, does that mean everything has a 45% chance to miss? If you get your defense to the soft cap, can other buffs from teammates make you even harder to hit? Can your own powers raise you above the cap? Seems to me like Super Reflexes is very underpowered because of this. Does it apply to pets as well?
Why is the defense cap so much lower than the resistance cap (85%?)?
Where to now?
Check out all my guides and fiction pieces on my blog.
The MFing Warshade | The Last Rule of Tanking | The Got Dam Mastermind
Everything Dark Armor | The Softcap
don'T attempt to read tHis mEssaGe, And believe Me, it is not a codE.