you have to edit the tab itself. To do so right click on the tab and their should be an option to edit this click that.
now a window should pop up with all the different types of chats that ARE in that tab on the left and all the types and chats the are NOT included in the tab on the right. Now all you have to do is pick the NPC chat from the right side and add it to the tab.
A work around would be to create a new character (any server). Type /ChatSave, then log into the character you want to fix and then type /ChatLoad. That will set them to default.
From there, tweak them until you have it just right and type /ChatSave again. That will become the default on any new characters you make.
Global @StarGeek
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How do you set the chats and tabs to their default settings? I completely knocked out NPC dialoge.