I would also like to add that ideally, the best way to examplar is with someone 3-4 lvls lower than you, that way you lose the least amount of your powers and slots. I participated in the Justice Server Hami Raid and accrued the debt cap for a lvl 45 which is 610k. Next day, one of my SG members who was a lvl 42 Fire/Rad controller and I went to the Rikti Crash Site and I got rid of all of it in less than 3 hours. Not too shabby, eh? On a different occasion, I got rid of 280k of debt in about 90 mins with a Scrapper SG member who was also 3 lvls lower than me.