I dunno what game you lot are playing, but the math just doesn't add up. I play a (currently) 43 Thugs/Poison MM, and I solo a lot on Malicious rep. When I die I get about 25k debt, yet the mobs I kill only give me around 1-1.2k xp each, and often there arent 25 mobs on the whole level. So, I don't see how that works for you guys...